Chapter 3: Wealth Planning

In this section

• Goals-Based Financial Planning
  Explore how to align investment strategies with individualized financial objectives, balancing time horizons, risk capacities, and behavioral influences in a holistic, goals-based framework.
• Managing Financial Exposures Throughout Life Stages
  Discover how to evaluate and mitigate financial exposures throughout the phases of a professional’s life cycle, from early career to retirement, focusing on liquidity, risk management, and scenario-based stress testing.
• Asset Protection and Trust Structures
  Discover how high-net-worth individuals can safeguard their wealth with trust structures, LLCs, partnerships, and offshore vehicles, while navigating legal, tax, and creditor protection considerations.
• Tax Implications in Individual Wealth Planning
  Explore how income, capital gains, estate, and cross-border taxes can shape individual wealth, with strategies ranging from tax deferral to philanthropic planning.
• Liquidity Strategies and Contingency Funding
  Learn how high-net-worth families and their advisors design effective liquidity strategies and contingency funding plans to handle unexpected expenses, market disruptions, and life’s unpredictable twists.
• Integrating ESG and Sustainable Investing Preferences
  A thorough exploration of incorporating Environmental, Social, and Governance factors into private wealth portfolios, covering screening methods, impact investing, rating methodologies, and practical implementation.
• Scenario Analysis and Stress Testing for Private Wealth Plans
  Explore how scenario analysis and stress testing safeguard private wealth plans from diverse market shocks, extreme tail events, and personal life disruptions, ensuring robust financial strategies for high-net-worth individuals.